Frequently Asked Questions

A. No.

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A. Homeowners in Australia and the United Kingdom have been using this system for the last 12 years. In fact, more than a third of the households in Australia and about one fourth of the households in the United Kingdom are currently using a program to accelerate their equity. The financial institutions in the United States do not like this program because they make less money in interest per household.

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A. No. Many fortune 500 companies use a banking technique called a 'sweep account'. This technique is used to reduce the daily calculated interest. Big companies started moving or 'sweeping' their bank accounts daily to an outstanding interest bearing loan to reduce average daily interest.

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A. Independence Day's program contains an algorithm that systematically creates the highest interest savings possible in the least amount of time. Each individual, due to the uniqueness of their situation, requires a custom plan to achieve optimal results.

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A. No. If you are currently making more than you are spending per month, you do not need to change your behaviors. Many people that want to pay their home off even faster make changes in their spending behaviors, but changing your budget is not necessary.

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A. The Independence Day program helps you build equity. Essentially it is impossible to move backwards if you follow your personalized plan. The line of credit will not affect your ability to sell your house. Plus, when you move into your new home, you can use the same program to pay your new home off faster and save thousands in interest.

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